Zimbabweans abroad sent over US$2.4 billion home in 2025 — mostly consumed the week it lands. Uhuru turns that same flow into something more: your remittance history unlocks affordable micro-loans for your family's business, and you can choose to guarantee them for better terms.
The problem with sending more
When your sister's market stall needs stock or your father's farm needs inputs, the only options back home are expensive moneylenders — or asking you to send extra. Uhuru adds a third option.
Every remittance you send becomes part of your family member's credit profile — the consistency you've already shown does the qualifying.
Optionally co-sign a loan from abroad — one tap on WhatsApp. Your guarantee lowers the cost and raises the limit for the person you back.
Real-time visibility on WhatsApp: when the loan is used, how repayment is going, and how their credit history is growing. No more guessing.
Common questions
Only if you choose to guarantee the loan, and only up to the amount you agreed to back. Guaranteeing is always optional — loans can also stand on remittance history alone.
No. Keep using Mukuru, WorldRemit, Western Union or your usual channel. Your family member simply shares the receipts to build their profile.
USD 50–500 micro-loans for productive use — stock, equipment, farming inputs, school fees. Sized to the inflow you already provide, so repayments stay realistic.
Uhuru completed the Reserve Bank of Zimbabwe's Fintech Regulatory Sandbox and is applying for a Credit-Only Microfinance licence. Remittances flow through licensed money transfer operators as they do today. Details on our Regulation & Trust page.
Launching soon
Tell us where you send from and we'll let you know the moment guarantees go live.